Learn about opting out
So you think you might want to opt out of your student benefit plan? Here are a few things to consider before you cancel your benefits coverage:

  • Lakehead University Student Union provides a Health & Dental Plan for members to ensure that all students have access to the medical services they require. Before applying to opt-out, you must read the LUSU health & dental plan opt-out policy. This policy includes important information and deadlines. Approved opt-out applications are final for the current benefit year. Students will not be eligible to enroll into the plan until the following benefit year. If you have any questions or need help with the opt-out process, please contact healthbenefits@lusu.ca during the opt-out period for assistance. Please contact us before the opt-out deadline to ensure that we can assist you. We will not be able to do so if the deadline has passed.
  • You can only opt out of this plan if you have similar coverage under another benefit plan (and no, provincial health insurance doesn’t qualify).
  • Make sure you have enough coverage under another benefit plan (e.g., your parent’s plan), or else you may have to pay for drug, dental and other health care costs.
  • Understand what you are opting out of. Make an informed decision and check your current coverage by clicking My Current Coverage to link to your benefit booklet.
  • Before you opt out, look over your expenses for the last year and be sure you understand all of your options.
  • The opt-out process is not immediate. Your opt-out is effective once it has been processed following the end of the opt-out period.